Texas Paycheck Calculator (2026)
A $60,000 salary in Texas, paid biweekly and filing single with no W-4 adjustments, takes home $1,938.07 per paycheck in 2026: federal income tax $193.08, Social Security $143.08 and Medicare $33.46; Texas has no state income tax. The employer pays $2,560.39 for that paycheck, including the 6.2% + 1.45% FICA match, FUTA and Texas unemployment tax at the 2.7% new-employer rate.
A payroll service withholds these taxes, files Texas unemployment reports and pays the employee for you.
Payroll for one employeeTexas paycheck calculator breakdown, line by line
A $60,000 biweekly Texas paycheck loses $193.08 to federal income tax and $176.54 to Social Security and Medicare, and nothing to the state. Every line carries its rate, its official source and the date we checked it, and updates as you type.
| Line | First paycheck | Year | Source |
|---|---|---|---|
| Employee | |||
| Gross pay$60,000 ÷ 26 paychecks | $2,307.69 | $59,999.94 | IRS Pub. 15-T (2026) (opens in a new tab)Checked |
| Federal income taxPub. 15-T percentage method, single | −$193.08 | −$5,020.08 | IRS Pub. 15-T (2026) (opens in a new tab)Checked |
| Social Security6.2% of $2,307.69 | −$143.08 | −$3,720.08 | IRS Pub. 15 (2026) (opens in a new tab)Checked |
| Medicare1.45% of $2,307.69 | −$33.46 | −$869.96 | IRS Pub. 15 (2026) (opens in a new tab)Checked |
| Texas income taxTexas has no personal income tax | $0.00 | $0.00 | No state income tax |
| Take-home pay | $1,938.07 | $50,389.82 | |
| Employer | |||
| Social Security match6.2% of $2,307.69 | $143.08 | $3,720.08 | IRS Pub. 15 (2026) (opens in a new tab)Checked |
| Medicare match1.45% of $2,307.69 | $33.46 | $869.96 | IRS Pub. 15 (2026) (opens in a new tab)Checked |
| FUTA0.6% of $2,307.69; first $7,000 a year only | $13.85 | $42.00 | IRS Pub. 15 (2026) (opens in a new tab)Checked |
| Texas unemployment tax2.7% of $2,307.69, new-employer rate; first $9,000 a year only | $62.31 | $243.00 | twc.texas.gov (opens in a new tab)Checked |
| Total cost to the employer | $2,560.39 | $64,874.98 | |
Texas take-home pay by salary
A $60,000 Texas salary takes home $50,389.82 a year in 2026. The table gives common salaries and hourly rates, paid biweekly, filing single, with no pre-tax deductions.
| Pay | Per paycheck | Per year | Employer cost per year |
|---|---|---|---|
| $40,000 salary | $1,320.00 | $34,320.00 | $43,344.90 |
| $50,000 salary | $1,629.05 | $42,355.30 | $54,109.94 |
| $60,000 salary | $1,938.07 | $50,389.82 | $64,874.98 |
| $75,000 salary | $2,368.94 | $61,592.44 | $81,022.80 |
| $100,000 salary | $3,045.38 | $79,179.88 | $107,934.88 |
| $15 an hour, 80 hours | $1,048.05 | $27,249.30 | $33,871.80 |
| $20 an hour, 80 hours | $1,369.45 | $35,605.70 | $45,067.40 |
| $25 an hour, 80 hours | $1,690.85 | $43,962.10 | $56,263.00 |
Does Texas have a state income tax?
No. Texas takes no income tax from wages, so a Texas paycheck loses only federal income tax, Social Security and Medicare. At the same pay and W-4, Texas take-home matches any other state with no income tax.
How is a Texas paycheck calculated?
Texas take-home pay is gross pay minus pre-tax deductions, federal income tax withholding, Social Security and Medicare.
- Gross pay: salary divided by the number of paychecks a year, or hourly rate times hours.
- Pre-tax deductions: a 401(k) lowers income tax only; section 125 health premiums lower income tax, Social Security and Medicare.
- Federal income tax: the IRS percentage method (Publication 15-T, Worksheet 1A) on annualized wages, using the answers on the employee’s Form W-4.
- Social Security and Medicare: 6.2% on wages up to $184,500 a year, and 1.45% on all wages, plus 0.9% Additional Medicare Tax on wages over $200,000.
What does a Texas employer pay in payroll tax?
A Texas employer pays $4,875.04 a year in payroll tax on a $60,000 employee: the Social Security and Medicare match, FUTA of up to $42, and Texas unemployment tax at 2.7% on the first $9,000 of wages. For several employees or another state, use the employer payroll tax calculator; with benefits added, the employee cost calculator shows the full cost.
To run the paycheck itself, compare payroll software for small business, find cheap payroll services for your headcount, or see a payroll service for one employee if this is your first hire.
Hourly pay in Texas
A $20-an-hour Texas worker on 80 hours every two weeks takes home $1,369.45 per paycheck in 2026. Choose Hourly in the calculator and enter your hours per pay period. Overtime isn’t calculated separately; to include it, enter your average hourly rate across all hours.
Method and sources
The calculator uses the official 2026 figures: IRS Publication 15-T for income tax withholding, Publication 15 for Social Security, Medicare and FUTA, and the Texas Workforce Commission for state unemployment tax. TWC’s rate pages don’t say whether its employment and training assessment sits on top of the entry rate, so we treat the new-employer rate as the full rate. Results estimate withholding; your tax for the year is settled on your return.
- IRS Pub. 15-T (2026) (opens in a new tab), checked
- IRS Pub. 15 (2026) (opens in a new tab), checked
- IRS Pub. 15 (2026) (opens in a new tab), checked
- twc.texas.gov (opens in a new tab), checked
Frequently asked questions
Does Texas take state tax out of paychecks?
No. Texas has no personal income tax, so only federal income tax, Social Security and Medicare come out of a Texas paycheck.
Why is my first paycheck different from later ones?
Your take-home stays the same all year unless your wages pass the Social Security wage base or the Additional Medicare threshold. The employer's cost does change: FUTA stops after the first $7,000 of your wages and Texas unemployment tax after the first $9,000.
When does Social Security stop coming out of my paycheck?
Social Security stops once your wages for 2026 reach $184,500. Medicare never stops, and an extra 0.9% is withheld on wages over $200,000.
What does a Texas employer pay on top of my salary?
On a $60,000 salary the employer pays $4,875.04 a year: the Social Security and Medicare match, FUTA, and Texas unemployment tax at the 2.7% new-employer rate.